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Personal Finance News

The Economic Times

Personal Finance / The Economic Times

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Planning to take home loan? 5 smart ways to maximise your benefits

The amount you borrow should depend on your personal financial situation, including monthly expenses, existing liabilities, lifestyle needs, and long-term financial goals such as childrens education, retirement planning, or emergency savings. Ideally, the EMI should not exceed 3540% of your monthly take-home income.

1 May 2026 4:07 pm