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The Economic Times

Personal Finance / The Economic Times

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No cut in repo rate by RBI: Here's how can you still save big on home loan EMIs

The Reserve Bank of India maintained its repo rate at 5.25%, meaning home loan EMIs are unlikely to change. While a rate cut didn't occur due to inflation and bond yields, future reductions remain possible. Borrowers can still save on interest through prepayment or refinancing.

6 Feb 2026 10:02 am