The Economic Times

Mutual fund portfolio down Rs 1.5 lakh in 12 days. Is the decline due to regular plans or market volatility?

Vijay, a 43-year-old IT professional, noticed his mutual fund portfolio fall Rs 1.5 lakh in 12 days, raising concerns about regular versus direct plans. Experts say short-term declines are driven by market volatility and geopolitical tensions, not plan type, and advise diversification, disciplined rebalancing, and a long-term investment approach.