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The Economic Times

Personal Finance / The Economic Times

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Joining a new firm? Check your maternity cover first

One of the biggest advantages of a group policy is the waiver of the maternity waiting period. In individual policies, maternity typically comes with a waiting period of up to three years. In group insurance, this period is usually waived. This allows the employees to claim for themselves or their spouses almost immediately after joining.

8 Jun 2026 6:30 am