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Personal Finance News

The Economic Times

Personal Finance / The Economic Times

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How inflation and RBI repo rates influence personal loan interest rates

Inflation's rise impacts living costs, prompting the RBI to manage it via the repo rate. Changes in this rate directly affect personal loan interest, with unsecured loans responding faster. Understanding these dynamics and borrower profiles helps in preparing for loan applications and securing favorable terms.

1 May 2026 4:58 pm