The Economic Times

Highest FD rates for senior citizen in 2026: PSU vs private vs small finance banks with best fixed deposit rates on 3-year tenure

Senior citizens seeking stable returns and capital safety find fixed deposits a preferred investment. For a 3-year tenure, small finance banks like Jana and Utkarsh offer the highest rates at 8%. Private sector banks Bandhan and YES Bank provide 7.75%, while public sector banks like Bank of India lead with 7%.