The Economic Times

HDFC Bank lending rates after RBI announcement: Has bank changed MCLR rates for some of its tenures?

HDFC Bank has lowered its Marginal Cost of Funds-based Lending Rates by 5 basis points on specific loan tenures. This change will benefit borrowers with loans linked to this regime. The revised rates will be effective from February 7, 2026. The Reserve Bank of India has kept its repo rate unchanged.