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Personal Finance News

The Economic Times

Personal Finance / The Economic Times

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Can a mutual fund SWP pay your home loan EMIs? 15 years of data says think again

Most investors struggle as they watch their portfolio shrink while EMI obligations remain fixed. The temptation to stop the SWP or redeem the corpus becomes overwhelming. This introduces discretionary risk into what is assumed to be a systematic plan. Acting on it at the wrong time permanently locks in the loss. An investors life situation also matters.

29 Jun 2026 6:30 am