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The Economic Times

Personal Finance / The Economic Times

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Can NPS Swasthya replace your health insurance plan?

Can the NPS Swasthya scheme be an effective substitute for a comprehensive health insurance plan that covers hospitalisation and related expenses? Participating companies say that is not its objective. The scheme allows you to dip into your NPS corpus to fund healthcare needs, but several conditions apply.

4 May 2026 6:30 am