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CRR vs SLR: Key differences & benefits to customers

The Reserve Bank of India mandates banks to hold a Cash Reserve Ratio (CRR) of 3% of total deposits as cash with the RBI. This crucial monetary tool ensures bank safety, manages liquidity, and helps regulate inflation by controlling lending. Unlike SLR, CRR exclusively involves physical cash reserves held by the central bank.

15 Dec 2025 6:30 am