The Economic Times

CA cautions investors for 2026, advises them to follow his two-step strategy for financial security, returns

Chartered Accountant Nitin Kaushik advises against investing without a financial plan for 2026. He emphasizes financial hygiene, including emergency funds and insurance, before focusing on returns. Kaushik then outlines an SIP allocation strategy based on investment tenure, recommending specific fund types for short to long-term goals.