SENSEX
NIFTY
GOLD
USD/INR

Weather

image 24    C

National News

The Times of India News

National / The Times of India

details

SIP boom vs debt surge: Is Indias middle class getting rich or over-leveraged?

India's middle class is embracing SIPs, with record contributions flowing into mutual funds. However, this financial sophistication masks a growing reliance on debt, as liabilities outpace asset growth. Many families are using credit to fund lifestyles and investments, creating a fragile financial situation despite the SIP boom.

9 Dec 2025 4:20 pm