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RBI repo rate cut: Prepay your home loan now to save interest outgo; heres how

RBI's repo rate cuts are making home loans cheaper, but borrowers should focus on total interest paid. Prepaying high-cost, long-term loans offers a guaranteed, risk-free return higher than most fixed income investments post-tax. Early repayment significantly reduces total interest outgo and loan tenure, boosting long-term financial health.

15 Dec 2025 1:22 pm