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IVF pushes 9 in 10 couples into catastrophic debt; study recommends PM-JAY cover Rs 81,332 per cycle

A new study reveals nearly 90% of Indian couples undergoing IVF face catastrophic expenditure, even in public hospitals, with costs averaging Rs 1.1 lakh. Over half borrow money, and only 5% have limited insurance, highlighting a significant financial crisis driven by infertility treatments.