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The Economic Times

National / The Economic Times

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How the new 401(k) rules in 2026 may change taxes for high-income workers

In 2026, 401(k) rules are changing, especially for high-income workers. Contribution limits are higher, and older savers have bigger catch-up options. High earners must use Roth 401(k) for catch-ups, which affects taxes now but offers tax-free growth later. Knowing these changes helps you plan retirement and save smarter for the future.

13 Jan 2026 10:40 pm