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UPI MDR fee: Why did the govt decide to implement charges after Diwali 2026?

UPI MDR fee update: NPCI has deferred the implementation of Merchant Discount Rate (MDR) charges on select person-to-merchant (P2M) UPI transactions until after Diwali 2026. The exact date is yet to be announced. The deferment does not mean the proposed charges have been cancelled.

13 Oct 2026 2:42 pm