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I asked ChatGPT: I earn 1 lakh yet drowning in debt how long will it take to recover? AI explains what must change

ChatGPT warns that a 1 lakh salary is not enough to comfortably sustain a debt-heavy lifestyle with 36% credit card interest. The chatbot recommends cutting variable expenses sharply, stopping credit card usage entirely and restructuring repayments to become debt-free within 25 years.