For risk-averse investors, SIPs in government bonds as close to a guaranteed return as one can get: Shweta Jain

For risk-averse investors seeking short-term options, bond SIPs through the RBI Retail Direct platform offer near-guaranteed returns backed by the Indian government. These investments, with maturities ranging from three months to a year and a minimum investment of Rs 25,000, are ideal for parking funds intended for short-term needs, providing a safe alternative to traditional options.