The PPF interest rate for July to September 2025 is 7.1%, remaining unchanged for the sixth consecutive quarter.

While Indian retailers suffered both financial loss and tax stress, Jane Street Singapore Pte Ltdthe main offshore beneficiarywalked away with thousands of crores in profits, reportedly without paying a single rupee in Indian taxes.

Check out key differences between personal loans and loans against securities (LAS), including interest rates, collateral requirements, repayment flexibility, and risk factors to make informed borrowing decisions.

Using credit cards for large purchases can enhance financial flexibility with rewards and EMIs, but careful consideration is necessary. Experts suggest personal loans for unaffordable purchases to ensure long-term financial health.

Super-premium credit cards, like Axis Bank Primus and HSBC Taj, cater to those seeking luxury and unique experiences. They provide exclusive benefits, but mid-tier cards may offer better value for modest spenders.

Some benefits of a digital personal loan include applying from anywhere, faster video KYC from anywhere, faster processing, digital signing of loan documents, disbursement in the bank account, etc.

Navigating the complexities of provident fund claims can be daunting, especially when faced with rejection. Deepak Bhatter's experience sheds light on the crucial steps to take, including the powerful RTI application.

Boosting your credit score from 580 to 800 involves timely repayments, low credit utilisation, diverse credit mix, fewer loan inquiries, and regular monitoring of your credit report to ensure accuracy.

Are you ready to turn your UPI payments into cashback? This article dives into the world of UPI credit cards, and how you can benefit from them.

Fixed deposits, bonds, non-convertible debentures, Post Office Monthly Income Scheme, Senior Citizen Savings Scheme systematic withdrawals from debt funds has them all beat.

You moved, so did your tax base. Why returning to India makes your US-paid consulting income taxable under Indian law.

Check out 10 essential income tax deductions under Sections 80C, 80D, and more, helping individuals maximise savings while filing ITR for FY 202425 under the old regime.

The 105 crore Cox & Kings credit card scam involving SBI Cards underlines the growing threat of financial fraud. Staying vigilant and following essential safety measures can help safeguard your credit profile and finances.

The delay in crediting interest to EPF accounts creates confusion for members about the correct financial year in which to report and pay tax on the taxable interest. Here's the solution.

A good credit score, ideally 750 or above, significantly improves your chances of personal loan approval in India, along with better interest rates and favourable repayment terms.

A personal loan can aid in managing finances for emergencies or debt consolidation, but requires careful planning. Assess your needs, maintain a good credit score, and ensure your spending aligns with your long-term goals to avoid debt traps.

Some steps to manage personal loan EMIs effectively include automatic payments, monthly budgeting, making partial/full prepayment, loan consolidation, balance transfer, regular review, etc.

Here, we list out some credit cards which offer reward points on the payment of insurance premium

It is possible to structure a group health insurance policy for your retired employees. Such a policy can be custom-designed with varying waiting periods for pre-existing diseases based on the size and composition of the group.

Unlike traditional social media, Reddit allows for hyper-targeted engagement among entertainment enthusiasts. Brands are leveraging AMAs and community interactions to build authentic connections, rather than just relying on polished marketing.

In India, it is common practice to have all assets and investments, and even bank accounts, in joint names with a spouse or child.

Use of tools like Claude AI to analyse portfolios and get buy and sell stock recommendations pose a new challenge for advisors and investment managers.

Unseasonal rains hurt beverage sales even as home care and edible oils reported strong growth in Q1. FMCG firms have now pinned hopes on H2 recovery led by festival demand and softer input costs.

Income Tax Filing: The Income Tax department launched 'TAXASSIST' to aid taxpayers with inquiries and notices ahead of the 15 September 2025 deadline. This initiative includes reminders about key tax actions and provides guidance on related issues.

SEBI's action against Jane Street exposes high risk expiry day manipulations, urging retail investors to stay informed, avoid impulsive trades, and prioritise vigilance in volatile equity markets.

From July 1, 2025, saving bank account holders will not be liable to pay any minimum account balance (MAB) charges if they fail to maintain the minimum balance. However, there will be charges on premium bank accounts

Punjab National Bank has reduced its MCLR by 5 basis points on various loan tenors effective July 1, 2025, providing relief to borrowers amidst rising interest rates.

Income Tax: Section 158BC applies when undisclosed income is unearthed during search or seizure operations conducted by the Income Tax Department.

RBI has barred banks and NBFCs from levying pre-payment penalties on floating rate loans to individuals and MSEs for business use, effective January 1, 2026.

Bank of Baroda reduces home loan interest rate to 7.45% and waives processing fees for new borrowers, aiming to boost credit growth and support affordable housing demand.

A low credit score can be improved through timely payments, low utilisation, and monitoring. RBIs updated rules now help borrowers rebuild credit faster with better data accuracy.

Google Pay now provides instant personal loans through partner lenders with quick approvals and minimal paperwork, but users must watch out for high interest rates, eligibility checks, and hidden charges.

Business credit cards serve to manage business expenses, maintaining a clear distinction from personal transactions. Offered by various banks with different fees, they enhance cash flow and simplify financial management for businesses, freelancers, and employees in growing companies.

Debt is often viewed negatively, but not all debt is harmful. Understanding the difference between good debt, which can create wealth, and bad debt, which can lead to financial stress, is essential for making informed borrowing decisions.

Jurassic World: Rebirth imagines dino DNA as the key to future medicines, wrapped in an over-the-top sci-fi adventure. Despite thrilling action sequences on land and sea, the plot feels absurd and disjointed. Even a star cast can't save this film from its own chaos and an irritating family subplot.

It's crucial to weigh the pros and cons of home ownership vs renting, especially if you're an urban professional in your 20s or 30s. What's best for you depends on your financial situation, life goals, and local housing market.

DSP Mutual Fund's Global Equity Fund lets Indian investors deploy as little as $5,000 in global stocksbypassing Sebi caps and foreign platforms via a tax-efficient route anchored in GIFT City.

Ask yourself this: Do you need further equity risk, or do you need better risk-adjusted returns?

You can keep your credit card inactive for up to one year. But do at least one transaction in a year to keep it running to maintain good credit score and ideal CUR levels.

The RBI has reduced the repo rate by 50 basis points to 5.5%, aiming to stimulate economic activity by making borrowing cheaper. This move is expected to lower lending rates, benefiting both new and existing borrowers while encouraging consumer spending on big-ticket items.

If everyone is looking at the same obvious opportunities and reaching similar conclusions, where exactly is the edge?

Kotak Mahindra Bank will discontinue the Myntra Credit Card from 10 July 2025, migrating users to the League Platinum Card with updated benefits, exclusions, and reward terms.

If the credit card outstanding can be cleared within 3 months, it may be carried forward. Low-cost balance transfer options of up to 6 months may be explored. For longer tenure options, the cardholder may convert outstanding into EMI or take a personal loan to repay it.

The RBI plans to introduce a unique borrower ID for all loan accounts to minimise and reduce credit report errors, enhance credit score accuracy, and improve transparency in the nation's lending ecosystem.

Credit cards offer benefits but require responsibility. Late payments result in penalties and harm credit scores. This guide discusses late fees, their financial impact, and tips for timely payments.

Income Tax Filing: After exploring tax efficiency, I realized I was overpaying due to misconceptions about exemptions. Using an AI assistant, I identified deductions under Sections 80C, 80D, and 80G, leading to significant tax savings by restructuring my salary components.

Income tax: Form 16 helps salaried individuals file accurate ITRs by detailing income, TDS, exemptions, and deductions, ensuring smooth returns and preventing mismatches or notices from tax authorities.

A personal loan gives the borrower a lumpsum amount along with an EMI repayment plan spread evenly throughout the tenure. A line of credit provides access to a specified amount that can be used as and when required and flexibility for repayment.

Other key factors which should influence a borrowers decision to choose a lender include processing charges, lenders reputation, other hidden charges & the overall experience of securing a personal loan.

In a move aimed at enhancing financial inclusion and making banking more accessible, Indian Bank will waive minimum balance charges for all Savings Bank accounts starting July 7, 2025. This comes a day after Punjab National Bank made a similar announcement fos customers.