Kalam Times

PM Jan Dhan Yojana 2026: Can Your Zero-Balance Account Go Negative? Know RBI Rules and Bank Charges

PMJDY Account Rules 2026: Millions of Indians use bank accounts to receive salaries, government benefits, pensions and other payments. However, many account holders worry about what happens when their bank balance reaches zero. Can a bank deduct charges and push the account into a negative balance?...