Livemint

Post office savings: Can 10 lakh FD and 10,000 RD create 1 crore in 20 yrs? Check how inflation impacts returns

A 10 lakh post office FD earning 7.5% and a 10,000 monthly recurring deposit earning 6.7% can grow into a corpus close to 1 crore over 20 years through compounding. However, inflation may significantly reduce the real value of these returns, making long-term planning and diversification crucial.