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5 lakh DICGC bank deposit insurance: Is it enough or should the govt increase it?

DICGC insurance covers 97.6% of the total bank accounts, but only 41.5% of the value (amount) of deposits. The cover was last increased from 1 lakh to 5 lakh in 2020. In 2025, a proposal to increase it was considered.

12 Feb 2026 8:39 pm