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The Economic Times

Global Business / The Economic Times

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Thinking of claiming Social Security now? Why this timing could cost you thousands

Claiming Social Security at the wrong time can reduce your monthly money for life. Many people claim early and lose thousands later. Working while claiming can also cut benefits. Married couples face extra risks if the higher earner claims too soon. If you can afford to wait, delaying Social Security may give bigger checks and better safety in old age.

8 Jan 2026 2:40 am