The Economic Times

Mortgage and refinance interest rates today, January 7, 2026 and will it fall more soon? Full rate update, outlook and when will refinancing make sense

Mortgage and refinance interest rates today, January 7, 2026 and will it fall more soon remains a key question for buyers and homeowners. Rates show small weekly changes. This explainer covers mortgage rates, refinance rates, costs, trends, and factors that may influence future rate moves.