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Getting $2,800 a month in Social Security? Ways to reduce the taxes you owe

Social Security taxes are rising fast, catching retirees with $2,800 monthly benefits off guard. Nearly half already pay federal taxes. Frozen IRS thresholds, IRA withdrawals, and RMDs are driving higher tax exposure. Smart income timing, Roth strategies, and withdrawal planning can sharply reduce taxes. Heres how retirees can legally protect more of their benefits.

7 Feb 2026 6:29 pm