The Economic Times

Credit or Debit for autopay? The smart choice that could save you fees and headaches

Autopay lets you pay bills automatically using credit or debit cards. Credit cards give rewards, improve credit, and help if bills come before payday, but can cause interest and late fees. Debit cards are safer, show real money, and avoid debt, but may offer fewer rewards. Choosing the right card saves money, avoids fees, and keeps payments simple.