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Udaipur Kiran

Education / Udaipur Kiran

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Why Is a Loan Rate Always Higher Than an FD Rate?

Deposit your money with a bank and it pays you perhaps seven per cent. Borrow that same money back and it charges you nine, eleven, or far more. The gap can feel unfair, as if the bank is profiting twice on the same rupees, and in a sense it is. That gap, though, isnt a ... Read more Why Is a Loan Rate Always Higher Than an FD Rate?

28 Sep 2026 8:40 pm