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The Economic Times

Economy / The Economic Times

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Think Rs 1 crore is enough to retire? This CA breaks down why you may be wrong

The traditional Rs 1 crore retirement target is no longer sufficient for a comfortable life in India. Inflation, rising healthcare expenses, and longer lifespans mean individuals need much larger savings. A professional earning Rs 50,000 today would need over Rs 1.27 lakh monthly in retirement. Experts suggest a corpus of Rs 5 to Rs 10 crore for true financial security.

4 Mar 2026 9:05 am