The Economic Times

Rs 5,000 SIP vs step-up SIP: CA shows the difference between Rs 50 lakh and Rs 1 crore

Starting a small monthly SIP builds discipline. However, experts advise against keeping contributions fixed for decades. Inflation erodes purchasing power significantly. Increasing your SIP annually, aligned with salary hikes, can more than double your final corpus. This strategy ensures your investments genuinely outpace rising costs and build substantial wealth over the long run.