The Economic Times

Rs 12 LPA as a fresher? Bengaluru CA explains how she'd split her salary to become wealthy by her 30s

A Bengaluru CA outlines a smart strategy for freshers earning Rs 12 LPA, prioritizing wealth building over lavish spending. Her plan emphasizes investing 20% in SIPs, building a 6-month emergency fund, and allocating funds for self-improvement and guilt-free enjoyment. This disciplined approach, she argues, lays the groundwork for long-term financial success, regardless of future income increases.