The Economic Times News

Rent, EMI, food and basic expenses leave you broke at month-end? CA shares the financial freedom formula

CA Nitin Kaushik outlines three money phases: survival, success, and freedom. Survival means money controls you. Success brings comparison and stress despite higher income. Freedom means money works for you, enabling choice and purpose. The journey is about mastering your money mindset, not just earning more. This shift creates true financial peace and a life lived on your own terms.