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Economy News

The Economic Times

Economy / The Economic Times

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Real-time checks to improve discipline in credit cycle

Lenders will now report to credit bureaus weekly, a shift from fortnightly, enhancing real-time borrower risk assessment. This move is expected to improve underwriting standards by enabling continuous monitoring and reassessment of borrower risk throughout the loan lifecycle. Digitised lending products will be crucial for this transition, allowing for almost real-time borrower behavior monitoring and faster response to emerging stress.

30 Mar 2026 10:05 pm