The Economic Times

One money habit that can boost savings: Man says his financial strategy influences wealth growth 'subconsciously'

A Reddit user says consistently tracking daily expenses helped him grow savings without extreme budgeting or aggressive investing. By recording every transaction over time, the habit increased awareness of spending patterns, reduced impulse purchases, and kept lifestyle inflation in check even as income rose. The user also tracks net worth for long-term clarity, arguing that expense tracking works best alongside income growth.