The Economic Times News

Not your CTC. Not bonuses. CA shares one way to avoid financial anxiety and protect your money

Financial expert Abhishek Walia advises building your lifestyle on just 70% of your confirmed take-home pay. This crucial buffer, excluding bonuses and expected raises, safeguards against unexpected expenses like medical bills or delayed income. Living within this limit prevents financial stress and ensures stability, allowing your money to work smarter while you still enjoy life.