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The Economic Times

Economy / The Economic Times

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Modular health plans: Benefits and risks explained

A health plan consists of a base plan and riders or add-ons. Earlier, the base plan comprised fixed features that could not be changed, and one could add only 2-3 ridersusually critical illness, personal accident, co-pay/ deductibleat the time of purchasing the policy.

20 Apr 2026 6:30 am