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The Economic Times

Economy / The Economic Times

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Max your 401(k) or not? The smart rule that could boost your retirement

A 401(k) is a popular way to save for retirement and grow money over time. It gives tax benefits and sometimes free money from employers. But putting all money into it is not always the best choice. People should think about debt, emergency savings, and future plans before deciding how much to invest in a 401(k).

27 Apr 2026 8:53 pm