The Economic Times

Is Rs 100 crore retirement plan possible? CA exposes why middle class people feel poor despite good money management

CA Nitin Kaushik criticises the popular 100 crore retirement narrative, calling it unrealistic and misleading for the average Indian. He argues that such figures create unnecessary financial pressure on the middle class by ignoring real income levels, inflation, and lifestyle constraints. According to him, these viral targets often reflect social media exaggeration rather than practical financial planning, and can distort how people view long-term wealth building.