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The Economic Times

Economy / The Economic Times

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India banks credit growth seen outpacing deposits in FY27: Analysts

Bank credit growth is set to outpace deposit expansion in fiscal 2027. Analysts predict credit will grow 12-14% while deposits rise 10-12%. This trend follows a pattern where credit has consistently grown faster than deposits for over a decade. Revised liquidity norms may help manage this gap. Declining CASA ratios are a concern, impacting bank profitability.

20 Apr 2026 1:13 am