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The Economic Times

Economy / The Economic Times

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Gold loans are booming in India; loan originations soar 108% in value in December

Gold loans are booming, surging in both volume and value, driven by rising gold prices and increased originations. This trend positions gold loans as a major retail product, expanding beyond traditional areas into new regions. Lenders are focusing on credit-tested individuals, with women and rural consumers forming a significant base, indicating a mainstream shift for this lending category.

1 Apr 2026 9:03 am