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Economy News

The Economic Times

Economy / The Economic Times

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First-time borrowers climb to 4.4 crore despite tighter lending norms: Report

India's new borrowers have reached 4.4 crore, boosting credit growth and financial inclusion. Lenders are more selective, yet this segment remains vital. Women's participation is increasing significantly. Consumer durable loans are the main entry point. Many new borrowers show strong repayment discipline. This trend highlights scalable growth opportunities in emerging areas and among younger people.

30 Apr 2026 3:15 pm