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The Economic Times

Economy / The Economic Times

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Distribution costs weigh on value of insurance products

Insurance product value is shrinking due to high commissions and operating expenses. Experts highlight concerns with credit-linked life, non-linked, motor third-party, and retail health policies. Despite tax reforms, these costs impact customer returns. Industry growth has stagnated while expenses climb. A committee is now examining distribution costs.

13 Jan 2026 12:28 am