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The Economic Times

Economy / The Economic Times

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Credit card spending moderates while banks keep adding users

February 2026 witnessed a subtle decline in credit card transactions compared to the previous month, January. Despite this, a year-on-year comparison reveals increased consumer spending. Banks are enthusiastically welcoming new credit card clientele, which hints at a thoughtful growth strategy. The sustained expansion is primarily fueled by advancements in digital services and e-commerce.

26 Mar 2026 12:42 am