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The Economic Times

Economy / The Economic Times

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Average 401(k) withdrawal rate is way lower than the 4% rule heres why it matters

401(k) social security: Under recent law, catch-up contributions must be made using a Roth contribution option within a 401(k) for workers earning more than $150,000. The IRA contribution limit is $7,500, with an additional $1,100 catch-up for older savers.

10 Jan 2026 3:47 pm