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The Economic Times

Economy / The Economic Times

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Americans losing $200,000 to a common 401(k) mistake check if you are at risk now

Many Americans lose hundreds of thousands in retirement by staying at the default 3% 401(k) contribution. Missing employer matches and not using automatic increase causes a big gap. Raising contributions to at least 6% and activating auto-escalation can grow savings fast. Checking your 401(k) settings today can secure more money for future retirement.

21 Mar 2026 6:45 pm