The Economic Times News

New student loan limits are coming: Who gets hit, whos exempt, and what borrowers need to know

New student loan limits start in 2026. First-time college freshmen and graduate students will face lower borrowing limits for Parent PLUS, Grad PLUS, and graduate unsubsidized loans. Existing borrowers are not affected. Families need to plan carefully to avoid gaps and expensive private loans. Undergraduate subsidized and unsubsidized loans stay the same.