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The Economic Times

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New 401(k) options are here what fees and risks should savers watch for?

New 401(k) plans may soon offer alternative investments like private equity and crypto. These options could bring more choice, but also higher fees, lower flexibility, and more risk. Experts say changes will be slow and mostly inside target-date funds. Savers should carefully check costs, risks, and whether these investments truly fit their long-term retirement goals.

22 Jan 2026 7:49 pm