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The Economic Times

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79% households fund construction via own income, informal loans: NSO

A recent pilot survey reveals a striking reliance on personal funds and family loans for household construction, with nearly 79% of families opting out of institutional finance. The study, covering around one crore households and 10.2 lakh enterprises, highlights materials as the dominant cost. Interestingly, rural areas showed higher access to institutional loans than urban ones.

11 Apr 2026 2:23 pm