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The Times of India

Business / The Times of India

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Need to spend more to grow retail health: Niva Bupa CEO

Niva Bupa CEO Krishnan Ramachandran highlights a key issue in India's health insurance market. He explains that loss-making corporate group policies are cross-subsidised by retail health insurance. This practice, rather than high acquisition costs, is impacting retail insurance penetration.

30 Jan 2026 9:30 pm