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The Times of India

Business / The Times of India

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Bank depositors' role in funding credit growth on decline: RBI data

India's banks are seeing their deposit base struggle to keep up with surging commercial credit demand. While bank credit still dominates, its share in funding is shrinking as non-bank sources like NBFCs and bond markets gain prominence. This indicates a significant shift in how businesses are financed, with banks facing increasing pressure.

23 Jan 2026 1:43 am