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The Economic Times

Business / The Economic Times

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Share of sub-9% bank loans rises with fall in rates

Bank loans below 9% interest surged to 62.4% in December 2025, a significant rise from 42.4% a year prior, indicating easing lending rates. Despite this, the number of bank borrowers dropped by nearly 13 million, suggesting a shift towards non-bank lenders and fintech firms.

6 Mar 2026 6:14 am